Top 6 Things to Remember Before Making an Online Payment Transaction

Carnival times are really great for shopping, be it online or offline. At such point of time, numerous people are in the spirit of the shopping which makes them fall for various tricks used by cyber criminals.

As per a survey by Statista, it has been found that Global Online Retail Sales are growing and are estimated to reach 8.8% of total retail spending in 2018 as compared to 7.4% in 2016.  In terms of country, UK has the highest retail E-commerce sales as %age of total retail sales (15.6%), followed by China (13.8%), Norway (11.5%), Finland (10.8%) and South Korea (10.5%). Hence, to keep yourself free from cyber-attacks, we are sharing with you a few useful security tips that should be always kept in mind. So, let’s take a look-

Securing your online accounts with a password manager

A password manager is a piece of security kit which allows you to make your passwords unique, strong and hard-to-guess by anyone. Therefore, it is important to get the best password manager to keep your most important data out of the hands of cyber-hackers.

Shop only from authorized or verified online shopping websites

Start your online shopping at a verified or trusted website instead of using a search engine. Search results can lead you astray in order to steal your sensitive credentials. Therefore, it is advisable to shop only from trusted online shopping websites such as Amazon, Flipkart, eBay etc.

Keep an eye on your online accounts

Never wait for your bills to come at the end of every month.  Check online transactions on a regular basis. If you find yourself to be a victim of online fraud, then immediately contact your bank for further assistance. Also, don’t forget to look for any fraudulent charges that might have occurred from sites such as PayPal.

Update your operating system, browser and security software

Cyber-hackers don’t wait for you to give them your sensitive credentials. Every effort is made by attackers to steal your sensitive information. In such case, all you need is regular updates to your operating system, security software and web browser to protect protection against malicious threats and hacks.

Make use of secure connections

Make sure to look for ‘https’ in the address bar, along with a padlock when transmitting any sensitive information such as credit card, debit card or any other bank details. Also, while looking for your financial transactions, check the website has an Extended Validation Certificate which means that organization which operates the website has been validated.

Run the best antivirus software on your device

The most common tip is to run the best antivirus software on your device to provide protection against malicious cyber-attacks.

How do you keep your device safe from cyber-attacks when making an online payment transaction? Share with us in the comments section below.

Have a Safe Web Browsing Experience!